Pacheco Insurance Group | Website and SMS Messaging

Effective date: October 8, 2026

These Terms & Conditions apply to use of the Pacheco Insurance Group website at https://www.pachecoinsurancegroup.com/ and to the Agency’s SMS communication program. By using the website, you agree to these website terms. SMS enrollment is separate, optional, and requires your affirmative consent.

Website information is general and is not a guarantee of eligibility, coverage, price, or issuance. Insurance coverage is subject to the applicable policy language, underwriting approval, and carrier terms. Submitting a form, email, or text does not bind, change, cancel, or renew coverage. Do not rely on a website message, email, or text to request an immediate change in coverage; contact the Agency and obtain confirmation.

Pacheco Insurance Group offers optional text communications about insurance inquiries, requested quotes, appointments, and policy service matters. Text messaging is intended for customer service and conversational communications, not emergency assistance. Marketing text messages, if offered in the future, would require any separate consent applicable to that program.

You may opt in through a separate, unchecked SMS consent checkbox on an Agency website form or another affirmative consent process approved and documented by the Agency. Submitting an insurance quote request or accepting website Terms & Conditions alone does not constitute consent to receive recurring text messages. Consent is not a condition of purchase or service.

Message frequency varies based on your interactions with the Agency. Message and data rates may apply. Your mobile carrier’s messaging and data plans govern any charges.

Reply STOP to any Pacheco Insurance Group text to opt out of further messages from that texting program. Reply HELP for help or contact us at 970-239-1422 or leandra@pachecoinsurancegroup.com . After opting out, you may receive a final confirmation text. Any future enrollment requires renewed consent.

Carriers are not liable for delayed or undelivered messages. Delivery and availability depend on carrier networks, compatible devices, and service availability. Do not send sensitive information such as Social Security numbers, payment card details, or medical records by ordinary text message.

We handle information collected through website forms and text messaging as described in our Privacy Policy, available through the Privacy Policy link in the website footer at https://www.pachecoinsurancegroup.com/ . Mobile numbers and SMS consent information are not shared with third parties or affiliates for their marketing purposes.

The website may link to third-party websites, carriers, service tools, or social platforms. Those services operate under their own policies and terms. We aim to keep information accurate but do not warrant that the website will always be uninterrupted or error-free.

We may update these Terms & Conditions as business practices or requirements change. Revisions will be posted with a new effective date. Material SMS program changes may require additional notice or consent when required.

Pacheco Insurance Group
PO Box 284, Eaton, CO 80615
Phone: 970-239-1422
Email: leandra@pachecoinsurancegroup.com
Website: https://www.pachecoinsurancegroup.com/